Home Equity Conversion Mortgages (H.E.C.M) and/or Reverse Mortgage Counseling is available for Urban League of Kansas clients who meet the following criteria:

• Are 62 years of age or older
• Have at least 80% equity in their current home

Reverse Mortgages or HECM’s are designed to provide the client with options to access the equity in their home and obtain tax-free cash distributions for the duration of their lifetime.

For individuals who are eligible and interested in learning more about this option, we require that interested clients receive mandatory counseling for this very important decision. The ULK Housing Counselor will explain in detail the different options available to the client and provide referrals to reputable lenders.

For counseling or general housing questions, call (316) 262-2463 and ask for housing, or e-mail the department your questions.